I bought a 1-bedroom leasehold apartment in a lovely part of Birmingham close to work and only a 10 minute drive into the city. I was a first time buyer forced into buying due to problems with a rented flat that had flooded within my first month of being there. The landlords were so slow in sorting the problem, I’d been left homeless and renting had been much more expensive than buying would be. So I decided the only way to having a bit more security was to buy. I had never imagined I would be buying on my own, so I was a little scared at taking on the sole responsibility of a mortgage. With hindsight, it’s the best thing I ever did and it’s worked out fine. I wish I hadn’t been so hesitant and had done it years earlier!